Industry Programs
Specialty Industries & Programs
Senior Living Care Division
The senior population is experiencing an increasing demand for facilities and oversight. All of them need a well-defined risk management program to prepare against future exposures.
Crest Insurance Group has developed comprehensive insurance programs by identifying potential exposures for ownership and management operating senior care facilities. It educates insurance agency personnel across the nation on industry risks and coverages. In addition to having strong relationships with the major carriers in this market, Crest has representatives on the carriers’ senior advisory boards. As a result, you benefit from the latest advice and innovative approaches to senior living care. You’re also kept in the know about pending legislative actions that could affect your assets or leave them open to liability claims.
Licensed in 42 U.S. states, Crest insures more than 50,000 beds of senior living as well as 15,000 employees representing a collective payroll of over $450 million. Its clients include:
- Assisted Living Facilities
- Skilled Nursing Homes
- Alzheimer’s Care
- Continuum of Care Retirement Communities (CCRC)
- Home Healthcare
- Hospice and Adult Daycare
Crest Insurance Group is a nationally recognized “Top 100 Independent Property/Casualty Agency” by our industry peers with offices in AZ, CO, CA, NV & TX and licensed in all 50 states. We provide our clients access to hundreds of national carriers spread across all markets. We pride ourselves on being your trusted insurance consultant. Our strength is our knowledge and commitment.
The search is over.
Finally, a full-service agency that provides the insurance solutions that the growing Cannabis Industry needs.
You’ve come to the right place.
Cannabis is an expanding and ever-changing industry, but our insurance experience spans decades. With Crest you get the advantage of partnering with knowledgeable and skilled professionals who can guide you at every turn.
Grow your business with confidence.
It’s essential that your business has the right coverage at the right price. From professional insurance to employees benefits Crest brings options to the table that allow you to focus on your success. With carriers and offices in multiple states we can work with you as your business grows.
Employee Benefits
Crest’s THC’S – Technology, Health, Compliance & Service
Utilize technology to improve administrative efficiency and position for growth.
Benefits Administration & HR Platforms
- Ease
- Employee Navigation
- Zywave
- ThinkHR
People are a business’s largest asset. The employee experience is now a huge part of cannabis HR strategies. Part of that experience is the benefit offerings and programs.
- Health Insurance
- Fully Insured
- Level Funded
- Self-Insured
- Dental
- Vision
- Short-term Disability
- Long-term Disability
- Life/AD&D Insurance
- Key Man Insurance
- Accident
- Critical Illness
- NICE – Unlimited primary care, virtual visits, home visits, x-rays, labs, and access to over 550 free prescriptions with no out of pocket fees for your employees
Staying up to date on a wide range of employee benefits topics can be difficult and time-consuming. An in-house cannabis human resources may not be an option for all. Constantly evolving labor laws and the risks involved with cannabis payroll creates the need for additional HR services. Utilizing the industry’s most expansive employee benefits content library through ZyWave will help you build your expertise using:
- Compliance guidance on everything around ERISA, DOL, ACA, FMLA, and COBRA.
- HR insights to assist clients with hiring, onboarding, terminations, and everything in between.
- Tips, guides, and resources to build a greater understanding of benefit plan options and other key employee benefits topics.
- Content to help foster a culture of health and wellness.
- Communications tolls that help you educate and inform your employees about open enrollment and benefit plan options.
Our employee benefits division provides employers with resources that allow them to meet the diverse needs of their employees. Crest’s customer service gives you the support to manage your benefits programs and meet the demands of running a successful business. We have long-lasting partnerships with companies of all sizes – from a single employee in a home office to thousands of employees spread across multiple locations in several countries. Each client is assigned a dedicated Account Manager to assist you and your employees throughout the year.
Benefit Management services provided by Crest include:
- ACA (Affordable Care Act) Compliance and Updates
- Annual Open Enrollment Support
- CMS Disclosures/Annual Notices for State Mandated Programs
- COBRA Assistance
- Eligibility and Termination Assistance
- Data Analytics and Claims Analysis
- Employee Assistance Program (EAP) Support
- Employee Benefit Support/Claims Management
- HSNHRA/FSNPOP Program Guidance and Coordination
- Renewal Negotiation and Process – Carrier research for all lines of coverage
- Wellness Program Assessment and Coordination Programs
- Voluntary Programs Assessment and Coordination Programs
- Trusted HR Solutions and Services