- Service Areas
- Employee Benefits
- Education
- B.A. Finance earned while Division I student athlete at University of Wyoming. Member of golf team
- Masters of Business Administration, University of Wyoming
- With Crest Since
Joined CREST in 2023
- Bio
Brings strategic decision-making & leadership skills to CREST team
Our Team
Employee Benefits
Kevin Michaels
Employee Benefits Consultant
- Service Areas
- Employee Benefits
- With Crest Since
Joined his agency, Michaels & Associates, with the Crest team in 2021
- Bio
- Brings 36+ years of invaluable industry experience including Life, Health, Disability, Medicare coverage while specializing in small business employee benefit plans
- Active member of his community and champion of local business
- Served on Board of NAIFA & NAHU and current longtime member of Chandler Chamber of Commerce
Kurt Mann
Vice President and Employee Benefits Consultant
- Service Areas
- Employee Benefits
- Education
Graduate of Ohio University along with his wife of 32 years
- With Crest Since
Joined Crest in 2022
- Personal Interests
Enjoys classic automobiles, time with family and being outdoors
- Bio
- Advised business and organization on insurance cost control in the greater Boulder County area since 1988
- Active in the community as youth coach, high school football referee, serves on several boards both in for profit and non-profit organizations
Lois Heath
Employee Benefits Consultant
- Service Areas
- Employee Benefits
- Personal Interests
Outside of work, Lois and Dan enjoy boating on Lake Havasu with their four Springer Spaniels. They also enjoy attending concerts and sporting events whenever time permits.
- Bio
Lois Heath has been in the insurance industry for more than 16 years and has spent the last five years with Crest Insurance Group. She specializes in employee benefits, Medicare plans, and individual health, dental, and vision coverage.
Lois moved to Lake Havasu City, Arizona, from Southern California in 2002 with her husband, Dan, and their two sons. She is a past president of Lake Havasu Little League, a former Board of Directors member for Hospice of Havasu, and a member of the London Bridge Rotary Club, where she currently serves as Secretary and has previously served as President.
Mike McAndrew
Senior Vice President and Employee Benefits Consultant
- Service Areas
- Employee Benefits
- Service Areas
- Employee Benefits
- With Crest Since
Joined Crest 2021
- Personal Interests
Noreen lives in Sedona with her husband, Tom, and their cattle dog, Sunny. She enjoys hiking, movies and exploring Arizona with their two sons.
- Bio
- Founded Johnson Insurance Services in 1991 specializing in small business employee benefit enrollment, individual health, Medicare Supplement while providing local expertise for questions and claims issues
- Received “Customer Service Award” at 11th Annual Entrepreneurial Excellence Awards from National Association of Women Business Owners and honored with the “Diana Davis Ordean Award” for outstanding dedication and contribution
- Service Areas
- Employee Benefits
- Education
Graduate of Colorado Christian University and veteran of U.S. Marine Corps
- With Crest Since
Joined Crest in 2021
- Personal Interests
His hobbies include anything outdoors and spending time with wife, Joy, and their three children.
- Bio
Served two tours in Iraq, was awarded a Purple Heart, and founded the Reveille Project non-profit improving the physical and mental health of Wounded Veterans
Samantha Bonner
Vice President and Employee Benefits Consultant
- Service Areas
- Employee Benefits
Steve Cannatella
Vice President and Employee Benefits Consultant
Connect with Steve Cannatella on LinkedIn- Service Areas
- Employee Benefits
- With Crest Since
Joined CREST May 2023
- Personal Interests
Enjoys fishing, golfing, spending time with friends & family
- Bio
- Brings expertise from extensive career in Property, Casualty, Life & Health insurance coverage
- Specializes in group Health & Benefits for medium & large businesses
Tony Hart
Vice President and Employee Benefits Consultant
- Service Areas
- Employee Benefits
- Education
Tony is also a proud parent of two children, both of whom attend Florida State University.
- With Crest Since
Joined Crest Insurance Group in 2026 as an Employee Benefits Broker in the Henderson office.
- Bio
- Brings nearly 20 years of employee benefits brokerage and consulting experience, advising employers, CFOs, HR leaders, and ownership teams on benefits strategy, cost management, and long-term planning.
- Specializes in employee benefits strategy, pharmacy cost containment, population health, and alternative funding education, with certifications through the International Foundation of Employee Benefit Plans (IFEBP) in self-funded health plans, stop-loss insurance, cost-containment strategies, and plan administration.
- Known for a practical, relationship-driven approach that helps employers improve renewal discipline, strengthen employee experience, and make more informed benefits decisions.
- Moved to Henderson with his wife, Michelle, in 2022. Michelle is a fitness trainer and dietitian who runs her business from her studio gym at home, and together they share a strong passion for health, fitness, and lifelong learning.
Wendy D. Look
Senior Vice President and Employee Benefits Consultant
Connect with Wendy D. Look on LinkedIn- Service Areas
- Employee Benefits
- Education
Graduated from the University of Arizona with a Bachelor of Arts in Merchandising and Consumer Studies with an emphasis in Marketing
- With Crest Since
Joined Crest in June 2012
- Personal Interests
Married with two children, her hobbies include golfing, skiing, and reading.
- Bio
Formerly of Schaefer-Smith-Ankeney Insurance Agency